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Showing posts from December, 2022

Why you should use a Real estate agent

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How Working with a Real Estate Agent Benefits You     Buying and selling a home can be a daunting task for anyone, especially when it is your first time. But, it’s a process you don’t have to go through alone – that’s where a real estate agent earns their weight in gold. When homebuyers and sellers work with an agent, the entire process runs smoother and is a lot less stressful than if buyers or sellers did everything on their own. Here are reasons why working with an agent matters. First, when looking at statistics, most buyers and sellers rely on an agent. In fact, 87 percent of buyers bought their home using a real estate agent, and 88 percent of those buyers would use their agent again or recommend them to someone else. On the flip side, 89 percent of home sellers used an agent to sell their home, only 8 percent of homes were sold by owner. The proof is in the pudding. Statistics also say that 48 percent of sellers who don’t use an agent will end up with a lower-than-expec...

Pre Qualified vs Pre Approved

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  Happy December everyone, it's the Holiday Season but don't forget it's never a bad time to start looking and specially start understanding the home buying process😁  Pre-Qualification vs. Pre-Approval: What’s the Difference? When you initially set out to purchase a new home, the real estate agent and home seller will want to know you can actually afford the thing. Heck, you should want to know too. After all, if you can’t afford to buy it, you’ll be wasting everyone’s time, including your own. Aside from affordability concerns, you may find other issues that disqualify you from obtaining a mortgage. And these issues aren’t always obvious, especially to the first-time home buyer who has never obtained a home loan before. When you begin the process of buying a home, you may come across new words and phrases that may be unfamiliar to you. In today’s competitive housing market, it is important to be knowledgeable about certain real estate terms to help put yourself in the bes...